Roehl Transport Inc. : pronounced Rail Transport, Driving Jobs at Roehl with full medical and dental insurance plans

Eligibility and enrollment for truck driver benefits start at different intervals depending on your circumstances read more...

United Health Care Insurance is Roehl's medical and dental insuance carrier and provides easy access to information about your policy online. read more...

As a professional over the road truck driver you earn a wage that provides for a high quality of life. A good life insurance plan can provide the necessary protection for your family read more...

Truck driving careers come with some unique hazards. Disability insurance for truck drivers is designed to help meet your financial needs in the event you are injured and can't work. read more...

Unlike our group health plans these plans are totally owned and controlled by you read more...

Flex spending allows you to withhold earnings from your paycheck before they're taxed. read more...

Roehl drivers receive annual profit sharing bonuses deposited into their 401(k) read more...

You deserve a break once in a while. In addition to fleets with guaranteed home time, you can count on earning vacation time as well. read more...

We understand that great paying trucking jobs don't come without sacrifice, like being away from home and your family. Roehl's rider policy allows you to connect with family and still earn paycheck. read more...

For more information on who to talk to about your benefits as a Roehl Driver, this chart should help save you time by getting you to the correct person right away. read more...

BENEFITS NOTES AND DICLAIMERS

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Medical Insurance Overview for Truck Drivers

Our medical insurance includes prescription drug coverage. There are four different coverage options: Single, Single and Spouse, Single and Kids, Family.

Your share of the cost is paid through payroll deduction and will be paid with pre-tax dollars. A Summary Plan Description (SPD) and plan ID cards are sent to you when you join the plan. The SPD lists the specific benefits and contribution levels for each plan. If you elect to participate in our medical insurance plan, you must also participate in our disability coverage.

If your spouse is eligible for health insurance through another employer, he or she is not eligible for primary coverage under our plan. If you are covered under your spouse’s insurance through another employer and your spouse’s insurance is terminated, you may apply for coverage under our plan within 30 days of the termination of benefits from your spouse’s plan.

Medical Insurance Costs for Roehl Drivers

We pay the lion’s share of the cost of your medical insurance, but a part of the expense is shared with you. In addition to your premiums, you’ll pay for:

A deductible (the first dollars of medical expenses before the insurance begins).
Co-insurance—That is, the plan pays a percentage of the claim and you pay a percentage. Once you reach the co-insurance maximum, the plan pays 100%.
Co-payments—You’ll make a flat dollar payment for office visits, surgeries or emergency room use in the network.

The deductible and co-insurance amounts are different for in-network versus out-of-network services. These amounts are tracked separately—that is, the in-network amounts don’t count towards out-of-network services and vice versa.

Roehl medical insurance helps protect you and your family from devastating financial loss due to illness or injury. Good medical insurance is critical for good medical care, especially for over the road truck drivers.

Coverage

In Network
	Single	Single "+" & Family
Deductible	$500	$1,000
Co-Insurance	$3,000	$6,000
Maximum

Out of Network
	Single	Single "+" & Family
Deductible	$1000	$2000
Co-Insurance	$6000	$12000
Maximum

Prescription Drugs
Deductible	$50 per person per year
Co-Pay	(for each prescription or refil)
Tier I	Generic $12
Tier II	Brand with negotiated price $40
Tier III	Brand $60

Weekly Premiums
Coverage Plan	Less than 12 Months employed		More than 12 months employed
	Tobacco	Non-Tobacco	Tobacco	Non-Tobacco
Single	$21.75	$10.00	$18.15	$6.40
Single + Kids	$45.46	$33.71	$38.26	$26.51
Single + Spouse	$62.76	$51.01	$55.56	$43.81
Family	$68.57	$56.82	$61.37	$49.62
HomeTime Plus Fleets* 7-on / 7-off fleets pay an additional $13.31 per week. 7/4 - 7/3 drivers pay an additional 5.32 per week. New York residents may have slightly higher rates.

For a detailed comparison of common benefits and coverages see our coverage summary.

Dental Insurance Overview for Roehl Company Drivers

Your dental plan is designed to encourage prevention of serious dental problems by helping you pay the cost of routine diagnostic and preventive care, as well as to help pay the expense of major dental repairs or replacement of teeth when needed. You are eligible for this dental plan if you are a full-time employee. Your spouse and dependents are also entitled to receive benefits under the dental plan. Your contribution is paid through payroll deduction and will be paid with pre-tax dollars.

If you don’t enroll at the time you are hired, you may enroll later during annual open enrollment in November of each year.

Coverage

Deductibles
Single	$50
Family	$150
Annual Benefit Maximum	$1000 per person
Lifetime Orthodontic Maximum	$1000 per person

The dental plan pays for covered services as outlined in the Summary Plan Description.
Benefit Description	Annual Deductible	Plan Pays	Additional Limitations and Explanations
Preventative Services	No	100%	Subject to annual benefit maximum.
Basic Services	Yes	80%	Subject to annual benefit maximum.
Major Services	Yes	50%	Subject to annual benefit maximum.
Orthidontic	No	50%	Subject to the lifetime orthodontic maximum. For dependents through age 19 only. Orthodontia expenses do not apply to the annual deductible or benefit maximum.

Weekly Premiums
Dental Plan	Weekly Premium
Single	$4.07
Single + Kids	$10.18
Single + Spouse	$10.98
Family	$12.20